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Was sitting at the red light this morning on my way to work at a high speed intersection. Watched the intersecting lights turn amber and then red... my light turned green and i took off kind of fast to get around the cars on my left to get in front of them and make a turn just past the intersection. Anyway... a car was coming down the main road and was planting it to get through the lights.. and he t-boned me at a good 90 km/hr. he took out the front end... a seconds difference and he would have hit me square in the passenger door and i doubt i would be here typing this right now. He was in a tiny old little hyundai and i was in a big statesman... so he was a bit of a mess and was suffering a minor heart attack. Hope he is ok. My first car serious car accident ever, so i'm unsure how the insurance works and whether his third party property covers my car or not. Problem is a witness at the scene said i took off just before the lights went green... which i am 100% percent sure is not accurate. I took off the split second it turned green. But i don't know how that or his statement will affect the situation. I don't know whether i should be seeking legal representation or what to do from here. Kind of worried about this actually. I think my employment agency has me covered under there insurance for traveling to and from work... but am unsure as to how this works and whether or not it will be applicable. Anyway, my dad has loaned me a car and i have been given the day off so I'm going to spend the days organising all the orders for my trades. to let them callous sufficiently before posting. It should not delay any of these trades, so don't worry guys. Crazy start to the day that is for sure.